Predictable and Consistent Income
In an unpredictable industry where changes happen fast, as a Certified Ethos Loan Officer you'll be transforming long-term, repeatable results into prosperity for you and your family.
A Message from our Founder
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Leading Technologies made Efficient through AI
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Mortgage Under Management
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Clients for Life (Gifting Program)
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Circle of Cash Flow
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CapOut after Closing 24 Loans
Client Direct Mortgage has the best LO Comp Plan in the industry. Loan Officers have a flat payment of $1,250 per file. Once they reach the annual cap of $20,000, all the loan income is directed to the Loan Officer. Simply put, upon closing 16 loans, Loan Officers will reach the cap*. As a prerequisite to joining Client Direct Mortgage, a Loan Officer must have closed a minimum of six loans in the last 12 months.
Company Cap at $24,000
The annual corporate margin associated with any individual loan officer will not surpass $20,000 for loans. Once this limit is reached, you, as the loan officer, will start earning the corporate margin on all subsequent deals, in addition to your regular compensation.
Control Your Comp
After reaching your annual company compensation cap, any additional corporate margin earned will be directly allocated to you. This represents a significant increase in pay compared to other lender structures. You have the option to retain the margin or enhance your rates. The bottom line is, you're in control!
Multiple Income Streams
Elevate your earning potential through our RevShare Program. By recruiting Loan Officers, you can earn residual compensation based on their production.
Residual Income
Share the love and spread the word! As other loan officers come onto our platform driven by your referral, you'll grow another stream of income. Lets break down our RevShare Program.
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Earn income on LOs you recruit
You will earn 10 bps on closed loans for every LO you bring in.
This is called your Tier 1.
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Earn income on the LOs your direct recruit brings in
When your direct recruit brings in LOs, you will earn 10 bps on their closed loans.
This is called your Tier 2.
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Even earn income on your recruits, downline LOs
When the LOs you recruit, begin to bring on LOs, you’ll earn 5 bps on those LOs.
This is called your Tier 3.
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You'll make at least $185,000 every year!
When your downline LOs recruit five loan officers & meet the annual company commission cap ($2 million loan volume), you hit $185,000 in RevShare comp and keep earning more from there:
- Tier 1 -> you earn 10 bps / deal = $10,000
10 bps (.1%) x $2 MM (LOs loan volume) = $2,000 per Tier 1 LO - Tier 2 -> you earn 10 bps / deal = $50,000
10 bps (.1%) x $2 MM (LOs loan volume) = $2,000 per Tier 2 LO - Tier 3 -> you earn 5 bps / deal = $125,000
5 bps (.05%) x $2 MM (LOs loan volume) = $1,000 per Tier 3 LO
- Tier 1 -> you earn 10 bps / deal = $10,000
Get your referral partners paid... Let's dive into how our RevShare Program works.
Calculate How Much You'll Make
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CapOut Calculator
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RevShare Calculator
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